Effective Date: August 01, 2024
Last Updated: November 12, 2025
These Terms and Conditions (“Terms”) govern your use of the website https://www.1040create.com (“Website”) and the products or services provided by 1040CREATE, operated by Gnanakan & Driver LLC (“Company,” “we,” “us,” or “our”).
By accessing our Website or using our Services, you agree to these Terms. If you do not agree, you must discontinue use immediately.
1040CREATE provides digital marketing, website design, hosting, brand development, and technology integration services under subscription or project-based agreements.
Each client engagement is defined by a separate written contract or subscription plan specifying deliverables, timelines, and fees.
We reserve the right to modify, suspend, or discontinue any Service at any time without prior notice.
All fees are stated in U.S. dollars and are payable in advance or as agreed in the service contract.
Subscription fees automatically renew unless canceled in writing before the next billing cycle.
Late or failed payments may result in suspension or termination of Services.
All sales are final. Refunds are issued only at our discretion or where required by law.
Clients agree to:
Provide accurate and complete information necessary for service delivery
Supply content, feedback, and approvals in a timely manner
Maintain up-to-date billing and contact information
Use Services only for lawful purposes
Clients are responsible for securing their account credentials and any activity conducted under their account.
All code, designs, tools, systems, and intellectual property created or provided by 1040CREATE remain the exclusive property of Gnanakan & Driver LLC, unless expressly transferred by written agreement.
Clients are granted a limited, non-exclusive, non-transferable license to use the delivered website, systems, or content for their business during the active contract term.
Any proprietary configurations, automations, or integrations remain under the ownership of Gnanakan & Driver LLC and may be deactivated upon termination or non-payment.
Client-provided materials (such as text, logos, and images) remain the property of the Client. The Client grants 1040CREATE a limited license to use such materials solely for fulfilling contracted services and for portfolio display purposes.
You agree not to:
Engage in unlawful, abusive, or fraudulent activities through our Services
Upload or transmit malware, harmful code, or spam
Copy, distribute, or attempt to reverse engineer proprietary materials
Infringe on third-party intellectual property rights
Violation of this section may result in immediate termination of Services without refund.
To the fullest extent permitted by law:
1040CREATE and Gnanakan & Driver LLC shall not be liable for any indirect, consequential, or incidental damages, including loss of revenue, data, or business opportunity.
Our total liability for any claim shall not exceed the total amount paid by the Client in the twelve (12) months preceding the claim.
We are not responsible for service interruptions caused by third-party infrastructure, network failures, or client errors.
You agree to indemnify and hold harmless Gnanakan & Driver LLC, its officers, employees, and affiliates against any claims, losses, or damages arising from your misuse of our Services or violation of these Terms.
We may suspend or terminate your account or access to Services at our discretion if you:
Breach these Terms or your individual service agreement
Engage in illegal or unethical conduct
Fail to make timely payments
Upon termination, all amounts due become immediately payable, and your access to proprietary systems or data may be revoked.
These Terms shall be governed by the laws of the State of Minnesota, USA, without regard to conflict-of-law principles.
Any disputes shall first be resolved through good-faith mediation in Hennepin County, Minnesota. If unresolved, disputes shall be submitted to binding arbitration under the rules of the American Arbitration Association.
We are not liable for delays or failures caused by circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, labor disputes, or technological failures.
We reserve the right to update or modify these Terms at any time. The revised version will be posted on our Website with a new effective date. Continued use of the Website or Services constitutes acceptance of the updated Terms.
1040CREATE
Operated by Gnanakan & Driver LLC
Registered in the State of Minnesota, USA
Email: legal@1040create.com
Website: https://www.1040create.com
